Trade credit, payment terms, credit limits, invoice financing, and B2B payment processing.
B2B platforms support trade credit where buyers can purchase on account with agreed payment terms (Net 30, Net 60, etc.). This requires credit assessment, limit management, aging tracking, and collections. Platforms also support multiple payment methods, invoice financing options, and integration with accounting systems for reconciliation.
Evaluating buyer creditworthiness:
Assessment Factors: - Business registration - Financial statements - Trade references - Credit bureau reports - Payment history - Order history
Credit Scoring: - Automated scoring models - Risk categorization - Manual review triggers - Periodic reassessment - Limit recommendations
Approval Workflow: - Credit application - Document collection - Analysis and scoring - Limit setting - Terms assignment
Controlling credit exposure:
Limit Structure: - Overall credit limit - Per-order limits - Rolling credit - Temporary increases - Seasonal adjustments
Utilization: - Real-time tracking - Utilization alerts - Automatic blocks - Override workflows - Buffer management
Limit Changes: - Increase requests - Automatic adjustments - Review triggers - Reduction handling
Flexible payment arrangements:
Standard Terms: - Prepaid/advance - Cash on delivery - Net 15/30/45/60/90 - Early payment discounts - Milestone payments
Custom Terms: - Customer-specific terms - Order value based - Category variations - Negotiated terms - Promotional terms
Term Controls: - Eligibility rules - Automatic assignment - Term change requests - Exception handling
Managing receivables:
Invoice Generation: - Automatic invoicing - Consolidated invoices - Pro-forma invoices - Credit notes - Tax compliance
Collections: - Aging analysis - Payment reminders - Escalation workflows - Collection actions - Dispute handling
Reconciliation: - Payment matching - Partial payments - Overpayment handling - Write-off processing
B2B payment methods:
Payment Options: - Bank transfer/NEFT/RTGS - Credit cards - Virtual accounts - Payment links - Escrow services
Processing: - Payment gateway integration - Multiple currencies - Payment confirmation - Receipt generation - Automatic allocation
Specialized: - Letter of credit - Trade finance - Invoice factoring - Supply chain financing
Managing credit portfolio:
Portfolio Metrics: - Total exposure - Utilization rates - Days sales outstanding - Bad debt ratio - Collection efficiency
Risk Monitoring: - At-risk accounts - Early warning signals - Concentration risk - Industry exposure - Geographic spread
Optimization: - Limit optimization - Terms efficiency - Collection improvement - Cost of credit
Based in Bangalore, we build B2B marketplace platforms for distributors, manufacturers, and enterprise procurement teams across India.
We understand B2B buying cycles, RFQ processes, credit management, and the relationship-driven nature of wholesale commerce.
Deep experience integrating with Indian ERPs (Tally), SAP, Oracle, and other enterprise systems for seamless data flow.
We build intelligence into the platform from the start—for smarter procurement, supplier matching, and decision support.
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Boolean and Beyond
825/90, 13th Cross, 3rd Main
Mahalaxmi Layout, Bengaluru - 560086
590, Diwan Bahadur Rd
Near Savitha Hall, R.S. Puram
Coimbatore, Tamil Nadu 641002